Meet Joanna Perry
How long have you been working in the mortgage industry? 11 years
What do you like most about working in the mortgage industry?
- Watching a client realize that homeownership is absolutely possible. Too often people are conditioned to believe that this goal is unattainable.
- Supporting real estate agents so the buyer is confident and informed throughout the process
- Homeownership unlocks the door to the next level of wealth.
- I believe ALL people who can demonstrate a proven ability to pay rent, deserve a customized plan with their path to homeownership.
- Specialize in: First-Time Buyers, Down Payment Assistance, Bonds, Grants
- BILINGUAL - SPN
Why did you join Paramount’s team? Paramount Partners Group has the tools and systems in place to enable me to offer world-class service to my clients. E-disclosures, in-house/delegated underwriting, processing, and closing. Direct Endorsement to underwrite FHA loans, and a solid platform for down-payment assistance programs.
Do you have a family? Yes, married 10yrs, have 7 year old daughter
What do you like to do in your spare time? Traveling, Wine Tasting, Local Foodie (enjoy trying local gourmet dishes), gardening (learning sustainable gardening for fruits and vegetables)
Where did you go to school? CSUS, Sacramento 2002- 2006, Bachelor’s Degree- Business Finance
“I specialize in helping first-time homebuyers structure their financing. I offer several different down payment assistance programs, including bonds and grants! I also originate refinance loans and provide consultations for real estate planning. Whether you are a first-time buyer, or a seasoned real estate investor, I have the expertise to provide world-class service!”
While many experienced real estate agents have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to be delayed or denied.
New regulation, updated disclosures, appraisal guidelines, mortgage rate pric ...
Although every situation is unique, it is not uncommon for homebuyers to qualify for a mortgage on a new home while still living in their primary residence.
Perhaps you are outgrowing your current house, or have been forced to relocate due to a job ...
Most people are surprised to learn what appraisers actually look at when determining the value of a real estate property.
A common misconception homeowners generally have is that the value of their home is determined after the appraiser has completed their physical property inspection.
However, th ...
Hey, I gave my real estate agent a $5000 Earnest Money Deposit check... Where does that money go?
A basic and very obvious question that most First-Time home Buyers ask once their purchase contract gets accepted.
According to Wikipedia:
Earnest Money - an earnest payment (sometimes called earnest money or simply earnest, or alternatively a good- ...
Buying a home versus renting is a big decision that takes careful consideration.
While there are several biased sources that can make arguments for or against owning a home, we've found that most home buyers base their ultimate decision on emotion.
Yes, there are some tax advantages of owning real estate, as well as the potential to earn equity ...
By including title insurance when purchasing property, your title insurer takes on accountability for legal expenses to defend your property title, should it ever be challenged.
Many different occurrences can come into play to warrant the need for title insurance.
The title company responsible wi ...